1. Agreement

By using the website www.gmzen.ch and any of its pages (hereafter the “Site”), you confirm that you have reviewed, understand and agree to the following important legal information and terms of use (the “Terms”). If you do not agree to the Terms, please exit the Site immediately.The Terms are subject to change at any time without notice and access to, and use of the Site may be restricted or terminated at any time.Access to and use of the Site as well as the Terms are governed by Swiss law. The place of jurisdiction is Zurich.

  1. No Offer, No Advice

The information, products, data, services, tools and documents contained or described on this Site (the “Content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation to buy or sell investment instruments, to effect any transaction or to enter into any legal relations.

The financial products mentioned on this Site are not suitable for all investors. Prior to making investment decisions investors should conduct a thorough investigation and obtain all necessary professional advice.

  1. Local Legal Restrictions

The Content is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulatory provisions. Individuals or legal entities in respect of whom such prohibitions apply, whether on grounds of their nationality, their place of residence or on other grounds, must not access or use the Site.

  1. No Warranty

G&M Zen AG (PLC) provides no warranty and makes no representations of any kind whatsoever regarding: (1) the currency, accuracy or completeness of the content; (2) the results to be obtained by any user of the Site; or (3) any third party content accessible on or through the Site.
Except to the extent required by current laws and/or regulations, G&M Zen AG (PLC), including its directors, agents, employees or subcontractors: (1) disclaims any and all express or implied warranties and conditions including without limitation warranties and conditions as to quality and fitness for a particular purpose; and (2) does not warrant that the Site, any content (including any third party content), goods and services referred to therein will be uninterrupted or error free, that defects will be corrected or that the Site, the servers from which it is available or any connected website is free of viruses, trojan horses, worms, software bombs or similar items or processes or other harmful components. In order to safeguard against viruses, it is advisable to use up-to-date versions of browsers and to install and continuously update antivirus software. Users should strictly avoid opening e-mails of unknown origin or unexpected e-mail attachments.

Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this Site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or fitness for any particular purpose.

The information and opinions in the Site are descriptive of G&M Zen AG (PLC) as a whole and the products and services described may not be available to or suitable for all investors. The fact that a user accesses the Site does not make him a client of G&M Zen AG (PLC). Any expressions of opinion, estimates and projections on the Site are those of the authors at the date of writing. They do not necessarily reflect the view of G&M Zen AG (PLC) and are subject to change at any time without prior warning. G&M Zen AG (PLC) and its contractual partners may discontinue, or make changes in, the information, data and documents, and the products or services described herein, at any time without prior notice. Any information marked with a date is published as of this date only and no obligation or responsibility is undertaken to update or amend any such information.

  1. No Liability

TO THE MAXIMUM EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, G&M Zen AG (PLC), INCLUDING ITS DIRECTORS, AGENTS, EMPLOYEES, SUB-CONTRACTORS AND ITS SALES PARTNERS DISCLAIM ANY AND ALL LIABILITY FOR LOSSES OR DAMAGES OF ANY KIND WHATSOEVER ARISING DIRECTLY OR INDIRECTLYAS A RESULT OF (1) THE CONTENT, ACCURACY, COMPLETENESS OR OTHERWISE OF THE CONTENT OR ANY LINKS OR THIRD PARTY CONTENT; (2) ANY ERRORS IN OR OMISSIONS FROM THE SITE; (3) USE OF OR ACCESS TO THE SITE; (4) ANY INABILITY TO ACCESS OR USE THE WEBSITE FOR ANY REASON.

TO THE FULL EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, G&M Zen AG (PLC) SHALL NOT BE LIABLE FOR ANY (1) LOSS OF PROFITS OR REVENUE OR SAVINGS OR OTHER ECONOMIC LOSS, (2) LOSS OF BUSINESS OR GOODWILL, (3) LOSS OF OR DAMAGE TO DATA, (4) INCIDENTAL OR SPECIAL LOSS, (5) WASTED OR LOST MANAGEMENT TIME, OR (6) INDIRECT OR CONSEQUENTIAL LOSS ARISING FROM USE OF OR ACCESS TO THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE OR IF SUCH LOSS OR DAMAGE WAS FORESEEABLE.

  1. Proprietary Information

Unless accompanied by an explicit statement to the contrary, all content on this Site is protected by copyright, database rights, or other intellectual property rights, and is the property of G&M Zen AG (PLC).

Except as otherwise specifically agreed in writing or to the extent necessary to use the Site in accordance with these Terms, you shall not: (1) copy the Site in whole or in part (except to make backup copies solely for disaster recovery purposes); (2) display, reproduce, create derivative works from, transmit, sell, distribute, rent, lease, sublicense, time-share, lend or transfer or in any way exploit the Site in whole or in part; (3) embed the Site into other products; (4) use the Site in any timesharing arrangement; (5) create function calls or other embedded links from any software program to the Site; (6) remove or obscure any copyright notice of G&M Zen AG (PLC) or any of its suppliers; (7) use any trademarks, service marks, domain names, logos, or other identifiers of G&M Zen AG (PLC) or any of its third party suppliers; or (8) save to the extent permitted under by law, reverse engineer, decompile, disassemble, or access the source code of the Site.

Nothing on the Site is designed to grant any license or right to use any image, trademark or logo. No act of downloading or otherwise copying from the Site will transfer any legal entitlement to any software or material on the Site to you. G&M Zen AG (PLC) reserves all intellectual property rights (such as copyright and trademark rights) to all material on the Site, and will enforce such rights to the full extent of applicable law.

  1. Third-Party Content

Statements on this Site may contain information obtained from third parties, including ratings from rating agencies such as Standard & Poor’s, Moody’s, Fitch and other similar rating agencies. Reproduction and distribution of third-party content in any form is prohibited except with the prior written permission of the related third-party. Third-party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information, including ratings, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such content. THIRD-PARTY CONTENT PROVIDERS GIVE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. THIRD-PARTY CONTENT PROVIDERS shall not be liable for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees, or losses (including lost income or profits and opportunity costs) in connection with any use of THEIR CONTENT, INCLUDING ratings. Credit ratings are statements of opinions and are not statements of fact or recommendations to purchase, hold or sell securities. They do not address the market value of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice.

  1. Material Interests

G&M Zen AG (PLC) and/or its board of directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the Site. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided corporate finance or other services to or serve or have served as directors of companies referred to on the Site.

  1. Performance

The past is not an indication of the future performance of an investment. The value of investments may be subject to fluctuations and investors may not get back the amount invested. Changes in rates of foreign exchange may also cause the value of investments to go up or down.

  1. Monitoring

Please note that all your actions while using this Site may be recorded and analyzed for various purposes, including security, marketing and system monitoring purposes.

  1. Third-Party Websites

Links to third-party websites on the Site are provided solely as pointers to information on topics that may be useful to users of the Site, and G&M Zen AG (PLC) has no control over the content on such third-party websites. No warranties or liability concerning the content of such websites are made, including assurances that it is correct, accurate, complete, true, up-to-date or fit for any particular purpose. Nor does G&M Zen AG (PLC) warrant that such website or content is free from any claims of copyright or trademark or other infringement of the rights of third parties or that such site or content is free of viruses or other harmful components. No guarantee as to the authenticity of documents on the Internet is given.

  1. Data Transfer/Processing

Whilst G&M Zen AG (PLC) takes measures to ensure that your personal data cannot be intercepted by third parties, please note that when using this Site, data is transported over an open network (Internet) which is accessible to third parties and which cannot be regarded as a secure environment. G&M Zen AG (PLC) may transmit or store any data provided by you when using this Site outside your country of residence. In such cases, G&M Zen AG (PLC) will make every effort to secure an appropriate standard of protection for your data, taking account of the applicable legal and regulatory requirements, including those relating to bank client confidentiality and data protection, but it is possible that data may be relayed to a country in which the prevailing standards of data protection are lower than in your country of domicile. G&M Zen AG (PLC) accepts no responsibility or liability for the security of your data during transmission via the Internet. We would like to draw your attention to the fact that you can communicate with us by other means whenever you consider it appropriate on data protection grounds.

G&M Zen AG (PLC) does not use this Site to collect any personal data, except where you explicitly and knowingly provide such data.

  1. Assignment, Subcontracting and Delegation

These Terms are for the benefit of G&M Zen AG (PLC) its successors and assigns. G&M Zen AG (PLC) may assign or transfer any of its rights under these Terms. G&M Zen AG (PLC) may delegate or subcontract the performance of any obligation under these Terms.

 

 

Impressum:

 

Data Protection

General information
Thank you for visiting the website of G&M Zen AG (PLC) (hereinafter referred to as G&M Zen). Please read the following data protection policy carefully. By accessing our website, you declare that you agree to it. Otherwise, we ask you to refrain from accessing the website.

SSL-encryption
This website uses SSL encryption for security reasons and to protect the transmission of data that you send to G&M Zen. You can recognize an encrypted connection by the fact that the address line of the browser changes from “http://” to “https://” and by the lock symbol in your browser line.

Contact form
This website offers you the possibility to send messages to G&M Zen via the contact form. The data are transmitted encrypted (SSL) from your browser to our web server and go from there directly to our mail server. When you contact G&M Zen, your details will be stored for the purpose of processing your enquiry and in the event that follow-up questions arise. The data will not be used in any other way or passed on to third parties.

No Web Tracking / Cookies
G&M Zen respects and protects the privacy of its customers and website visitors. Therefore, no analysis tools such as Google Analytics are used on this website. We also deliberately refrain from creating user profiles of visitors to the website. When the website is accessed, only temporary cookies (small text files that are stored on your computer when you visit this website) are used to facilitate navigation (e.g. for language selection). These so-called session cookies contain no personal data and expire at the end of the session. You can deactivate cookies completely or partially in your browser settings at any time. If cookies are deactivated, the functions of this website may no longer be available to you.

Hosting / Hosting-Provider
This website is hosted at webstyle GmbH, Burgdorf on web servers in Switzerland. The following data is stored in so-called log files each time the website is visited: browser type and version, operating system used, reference URL (the previously visited website), host name of the accessing computer (IP address), date and time of the server request, name of the retrieved file, amount of data transferred and notification of successful retrieval. This data is used exclusively for statistical purposes and for troubleshooting.

MailChimp Privacy Policy

We send out newsletters with MailChimp and use features of the MailChimp newsletter service of The Rocket Science Group, LLC, 675 Ponce de Leon Ave. NE, Suite 5000, Atlanta, GA 30308 USA to record newsletter subscriptions.

Rocket Science Group LLC (MailChimp) maintains online platforms that enable our users to stay in touch with their subscribers, primarily via email. They allow users, to upload e-mail addresses, and other subscriber profile information, such as name, physical address, and other demographic information to the MailChimp database. This information is used to send emails and allow the use of certain other MailChimp features for these users. In accordance with the published privacy policy, MailChimp shares some information with third parties to provide and support the services that MailChimp provides to users. MailChimp also shares some information with third party advertisers to better understand users’ needs and interests so that more relevant content and targeted advertising can be provided to these users and other users.

When you sign up for our newsletter on our website, the data entered will be stored by MailChimp.

You can withdraw your consent to receive our newsletter at any time within the received e-mail by clicking on the link at the bottom. If you have unsubscribed by clicking on the unsubscribe link, your data will be deleted at MailChimp.

We have a contract with MailChimp for Data Processing Addendum. This agreement secures your personal information and ensures that MailChimp adheres to applicable privacy policies and does not share your personal information with third parties. More information about this contract can be found at mailchimp.com/legal/forms/data-processing-agreement/.

Our contact data / No advertising
The use of our contact data for advertising purposes is expressly not desired. G&M Zen and all employees named on this website hereby object to any commercial use or disclosure of their data.

 Change Privacy Policy
G&M Zen reserves the right to change the content of this privacy statement at any time without notice. It is therefore recommended to consult this data protection declaration regularly.

Applicable law / Jurisdiction
Access to and use of the G&M Zen website and this data protection declaration are subject exclusively to Swiss law. The exclusive place of jurisdiction is Zurich.